I need to refinance!!!

**riverrunner1984** · 02-06-2014, 03:44 PM

Just checking on here before I go to one of the lenders that you hear about on the radio all the time.

I need to refinance and get out of my PMI insurance. I do not want to take any money out at all!
I need a fixed 30yr loan. Currently I have a 4.5% APR.
Figured I would check here since I got help with insurance in the past. Not sure if anyone does home lending thought.
I live in Rancho Cucamonga CA if that even matters.

If there are any referrals, I will take them.

**bubblegoose1** · 02-06-2014, 03:54 PM

My wife and I are in the process of a refi right now. Final docs just submitted. Our original loan was with Homestreet Bank; 6 years now. They have been great to work with, and no lending drama like some other banks.

Highly recommend. We have very little equity in our place; bought at the wrong time. We still locked in 4.3%.

**pvhca1** · 02-06-2014, 04:04 PM

Originally Posted by riverrunner1984

Just checking on here before I go to one of the lenders that you hear about on the radio all the time.

I need to refinance and get out of my PMI insurance. I do not want to take any money out at all!
I need a fixed 30yr loan. Currently I have a 4.5% APR.
Figured I would check here since I got help with insurance in the past. Not sure if anyone does home lending thought.
I live in Rancho Cucamonga CA if that even matters.

If there are any referrals, I will take them.

You can only get rid of the PMI if you have 20% equity if memory serves me correct. On the other sight contact Tamale Wagon, he's a good man from what I hear!!

**riverrunner1984** · 02-06-2014, 04:08 PM

Originally Posted by pvhca1

You can only get rid of the PMI if you have 20% equity if memory serves me correct. On the other sight contact Tamale Wagon, he's a good man from what I hear!!

With the property value up the way it is, I do have the 20% equity. I want to lock in a rate before they go up any higher.
I am not on the other site thanks though....

**pvhca1** · 02-06-2014, 04:43 PM

Originally Posted by riverrunner1984

With the property value up the way it is, I do have the 20% equity. I want to lock in a rate before they go up any higher.
I am not on the other site thanks though....

Call Scot at 619-255-3182. Everyone that has commented about how easy it is too work with him and his professionalism, IMO it's at least worth a call!!

**riverrunner1984** · 02-06-2014, 04:43 PM

Originally Posted by pvhca1

Call Scot at 619-255-3182. Everyone that has commented about how easy it is too work with him and his professionalism, IMO it's at least worth a call!!

Ok cool thanks!

**Jeffmurray1957** · 02-06-2014, 08:45 PM

call me at 909-285-7486 we do 30 year fixed both home and commercial

Just called the guy from our office that handles it and he said if you have 20% equity he can have it done for you in a two week period.

**ChumpChange** · 02-06-2014, 08:56 PM

30 year fixed commercial rate? Conventional? Details please.

**Jeffmurray1957** · 02-06-2014, 10:32 PM

commercial can go 30 year. It is a completely different amimal on the documents needed and the LTV

**78Southwind** · 02-06-2014, 11:42 PM

Originally Posted by pvhca1

Call Scot at 619-255-3182. Everyone that has commented about how easy it is too work with him and his professionalism, IMO it's at least worth a call!!

Scott Wenhe www.scottwenhe.com scottwenhe@gmail.com

Scott did an awesome job for me. He's one of the few that I refer to my clients.