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Senior Member
I need to refinance!!!
Just checking on here before I go to one of the lenders that you hear about on the radio all the time.
I need to refinance and get out of my PMI insurance. I do not want to take any money out at all!
I need a fixed 30yr loan. Currently I have a 4.5% APR.
Figured I would check here since I got help with insurance in the past. Not sure if anyone does home lending thought.
I live in Rancho Cucamonga CA if that even matters.
If there are any referrals, I will take them.
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Senior Member
My wife and I are in the process of a refi right now. Final docs just submitted. Our original loan was with Homestreet Bank; 6 years now. They have been great to work with, and no lending drama like some other banks.
Highly recommend. We have very little equity in our place; bought at the wrong time. We still locked in 4.3%.
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Member
 Originally Posted by riverrunner1984
Just checking on here before I go to one of the lenders that you hear about on the radio all the time.
I need to refinance and get out of my PMI insurance. I do not want to take any money out at all!
I need a fixed 30yr loan. Currently I have a 4.5% APR.
Figured I would check here since I got help with insurance in the past. Not sure if anyone does home lending thought.
I live in Rancho Cucamonga CA if that even matters.
If there are any referrals, I will take them.
You can only get rid of the PMI if you have 20% equity if memory serves me correct. On the other sight contact Tamale Wagon, he's a good man from what I hear!!
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Senior Member
 Originally Posted by pvhca1
You can only get rid of the PMI if you have 20% equity if memory serves me correct. On the other sight contact Tamale Wagon, he's a good man from what I hear!!
With the property value up the way it is, I do have the 20% equity. I want to lock in a rate before they go up any higher.
I am not on the other site thanks though....
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Member
 Originally Posted by riverrunner1984
With the property value up the way it is, I do have the 20% equity. I want to lock in a rate before they go up any higher.
I am not on the other site thanks though....
Call Scot at 619-255-3182. Everyone that has commented about how easy it is too work with him and his professionalism, IMO it's at least worth a call!!
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Senior Member
 Originally Posted by pvhca1
Call Scot at 619-255-3182. Everyone that has commented about how easy it is too work with him and his professionalism, IMO it's at least worth a call!!
Ok cool thanks!
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Senior Member
 Originally Posted by pvhca1
Call Scot at 619-255-3182. Everyone that has commented about how easy it is too work with him and his professionalism, IMO it's at least worth a call!!
Scott Wenhe www.scottwenhe.com scottwenhe@gmail.com
Scott did an awesome job for me. He's one of the few that I refer to my clients.
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This is what I am locking in for my homeowners.
Conv 30 4.25%
No lender points/ fees
$395 appraisal fee.
$1000-1200 title fees, includes notary and recording (depending on loan amount)
740+ credit, 80% loan to value.
30 day closing. Direct nationwide lender and servicing company.
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