Any home finance peeps on here

[Patyacht]

IMHO Stay away from ML/BOA Home Loans. Worst experience of my life!

[Wendi]

IMHO Stay away from ML/BOA Home Loans. Worst experience of my life!

I worked in Mortgage for 7 years and yes it is much harder to get a loan these days. Long drawn out process.

[Patyacht]

Not really hard to get the loan although they kept changing the rules to suit themselves and not the client. Really got weird when it came time to convert the construction loan to a regular loan. Since they are the judge and the jury I see it as a major conflict of interest. When the dust finally settles I'll be moving on and have nothing to do with ML or BOA again. Since it's not resolved I'm still looking at all my options.

[Wendi]

Not really hard to get the loan although they kept changing the rules to suit themselves and not the client. Really got weird when it came time to convert the construction loan to a regular loan. Since they are the judge and the jury I see it as a major conflict of interest. When the dust finally settles I'll be moving on and have nothing to do with ML or BOA again. Since it's not resolved I'm still looking at all my options.

I would recommend a smaller bank or credit union.