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 Originally Posted by GRADS
Like many other people have said....Getting a judgment is one story, collecting on it is another. I say let it go. Or at least make up some bullshit to sue for.....contact "John" on RDP if you need some ideas. 
Well, true, but to a point. If he is a halfway responsible guy with a decent score, he will want to protect that at all costs. Having a judgement on your TRW does amazing things to it. None of them good. He can kiss his hard earned score bye bye. They can attach his wages, if he has a job....there are ways to get her done. I do believe some rather unscrupulous collection agencies will buy the account from you also...after that, he truly is fucked. If you are going to send him a letter, make sure to advise him that he has a finite amount of time to amicably resolve this.......hope this helps....
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