Never done it, here's why, when I was young my Father owner financed a small river house on the Missouri River we owned, the jerk-off made two payments and never made another one, my parents really didn't have to money to waste, took almost two years to get rid of him, they spent a ton getting him out of it and then we still had to sell it, what a mess, taught me something, don't finance anything for anyone, that's what banks are for.