Quote Originally Posted by riverrunner1984 View Post
Did you hit something in the water that knocked it off?
Didn't appear to be a strike. Those were pretty much setup to surface drive and there was not a scratch on the sponson anywhere. I ended up paying out of pocket at the advice of my insurance agent because of that. Said if there was indication of a strike that it would be a different story, but without it they would start looking really hard at the boat and end up denying the claim. I was honest with the HP and all the questions asked, but it was kind of a grey area in the performance boat insurance market at that time.

It was cheaper to insure this boat with twin 300's on the back than it was to insure a 38' Cigarette Top Gun with a pair of HP500's that was 40'ish MPH slower. Like half the price. They looked strictly at the HP ratings.