Kinda tough to answer. I have been kinda of a saver most of my life. I have been a big believer in balance and common sense. We do what ever we want to do and enjoy life but with common sense. We have desert toys. A few quads, jeep and a flat bed trailer. We have a blast when we go and have a big group we hang with. I would like to have a big enclosed trailer to keep it all in, but do not think it is a wise purchase. You get the idea.

I guess the biggest change we have made is going out to eat. We use to go 3-4 times a week to nice restaurants. Not fast food. Now we go once a week or so. It is not that we can't afford it, but just figured I can cook the steak just as good at home. We also tip less when we go. Use to ALWAYS tip 20% or more and now never more than 15%. The extra taxes I have to pay must come from somewhere.

My mentality is to stockpile as much cash as possible without altering our lifestyle to much. I plan to be prepared for anything our effed up government throws at us.