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Just checking on here before I go to one of the lenders that you hear about on the radio all the time.
I need to refinance and get out of my PMI insurance. I do not want to take any money out at all!
I need a fixed 30yr loan. Currently I have a 4.5% APR.
Figured I would check here since I got help with insurance in the past. Not sure if anyone does home lending thought.
I live in Rancho Cucamonga CA if that even matters.
If there are any referrals, I will take them.
My wife and I are in the process of a refi right now. Final docs just submitted. Our original loan was with Homestreet Bank; 6 years now. They have been great to work with, and no lending drama like some other banks.
Highly recommend. We have very little equity in our place; bought at the wrong time. We still locked in 4.3%.
You can only get rid of the PMI if you have 20% equity if memory serves me correct. On the other sight contact Tamale Wagon, he's a good man from what I hear!!Quote:
Originally Posted by riverrunner1984
With the property value up the way it is, I do have the 20% equity. I want to lock in a rate before they go up any higher.Quote:
Originally Posted by pvhca1
I am not on the other site thanks though....
Call Scot at 619-255-3182. Everyone that has commented about how easy it is too work with him and his professionalism, IMO it's at least worth a call!!Quote:
Originally Posted by riverrunner1984
Ok cool thanks!Quote:
Originally Posted by pvhca1
call me at 909-285-7486 we do 30 year fixed both home and commercial
Just called the guy from our office that handles it and he said if you have 20% equity he can have it done for you in a two week period.
30 year fixed commercial rate? Conventional? Details please.
commercial can go 30 year. It is a completely different amimal on the documents needed and the LTV
Scott Wenhe www.scottwenhe.com scottwenhe@gmail.comQuote:
Originally Posted by pvhca1
Scott did an awesome job for me. He's one of the few that I refer to my clients.
This is for my primary residence so I'm guessing conventional.Quote:
Originally Posted by Mateo
text me your cell and I will call you after 10:00am. my number is 909-285-7486
I was talking Commercial lingo. You need to worry about Confirming and Non Conforming. :DQuote:
Originally Posted by riverrunner1984
well for us besides the commercial printing we now do both home and commercial financing with the underwriters in house. your score as low as 580 and one year out of BK. If your credit is not good we can also do a 12 month bank statement deal. If you need help email me at Jeffymurray@aol.com
Please put Hotboat in the subject line so I know its not spam and to give you a good deal
This is what I am locking in for my homeowners.
Conv 30 4.25%
No lender points/ fees
$395 appraisal fee.
$1000-1200 title fees, includes notary and recording (depending on loan amount)
740+ credit, 80% loan to value.
30 day closing. Direct nationwide lender and servicing company.